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    6 Ways to Save for an Unexpected Job Loss

    6 Ways to Save for an Unexpected Job Loss
    Coinciding with the tightening job market is a gloomy statistic: Few American workers are saving for potential layoffs. According to an Adecco USA Workplace Insights survey, only one-quarter of workers claimed to be saving for unemployment, and 58 percent had no plans to put money aside for a job loss. You've probably heard that you should have at least six months ...
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    Five Habits of Millionaires

    Five Habits of Millionaires
    According to a study of college students at the Ernst & Young International Intern Leadership Conference in Orlando, Florida, 59 percent of these young leaders expect to be millionaires within their lifetime. What's more, 5 percent of them expect to hit the million-dollar mark while in their 20s. And the super-rich are a growing group. The top 0.1 percent of the ...
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    How Much Money Should You Save for Retirement?

    How Much Money Should You Save for Retirement?
    Have questions about planning for retirement? Our Money Mentors have some answers. They aren't financial pros. They're ordinary folks who, as retirees, manage their own finances. Their nest eggs, excluding their homes, vary from a couple hundred thousand dollars to $2 million. The one thing they have in common is experience as retirees — and the desire to share the lessons ...
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    Death of the Credit History Check

    Death of the Credit History Check
    There’s a growing backlash against credit history background checks in the hiring process. At the head of the movement is Jacqueline Berrien, the chair of the Equal Employment Opportunity Commission. According to labor experts I’ve been talking to in the months since she got the top post at the government agency in April, she doesn’t much like credit checks and has ...
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    What to Do with Your 401k After a Layoff

    What to Do with Your 401k After a Layoff
    If you're among the millions of people who have lost their jobs since the recession started in December 2007, you’re facing some daunting financial questions. One may be: What should I do with my 401k? While raiding your 401k to pad your bank account during your time of transition may seem appealing, doing so could sabotage your chances of a financially ...
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    6 Red Flags That'll Put You in Tax Purgatory

    6 Red Flags That'll Put You in Tax Purgatory
    Around February, my commute home starts to give me a knot in my stomach. That’s because my bus passes a tax-preparation shop where, as tax season draws nearer, a woman stands outside wearing a Lady Liberty costume and holding a sign that promotes the shop’s services. Oh, great, I think, it’s time to dance with the IRS again. I don’t know ...
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    7 Common Mistakes of First-Time Homebuyers

    7 Common Mistakes of First-Time Homebuyers
    Buying a home for the first time can be an invigorating yet scary experience. Here are some pitfalls to avoid when you’re buying your first home: 1. Buying Before You’re Ready Although you may hear people say you’re “throwing your money away on rent,” it isn’t always wise to buy a home. If you make a good salary and have an ...
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    10 Great Companies for Women

    [photo:6293] General Mills General Mills manufacturers and markets some of the world’s best-loved brands landing at a store near you. Popular kitchen characters like the Green Giant and the Pillsbury Doughboy help secure its place as the sixth largest food company in the world. To advance its mission to “nourish lives by making lives healthier, easier and richer”, the Community Action ...
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    5 Things You Can Do Now to Prepare for Rising Inflation

    5 Things You Can Do Now to Prepare for Rising Inflation
    We all have our little fears: The frayed wire on the coffee maker. That knocking noise from the left-rear tire. The zombies staggering around in the backyard. For investors, one of the biggest fears today is inflation — a period of rising prices. Inflation erodes the buying power of your money at home and abroad. In a worst-case scenario, it can ...
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    Defusing the Debt Bomb

    Defusing the Debt Bomb
    There's nothing like a little hard-won experience. Personal finance expert Lynnette Khalfani got out of $100,000 in credit-card debt in three years. Now the author of books like "Zero Debt: The Ultimate Guide to Financial Freedom," she writes and speaks about how others can follow her example. BusinessWeek's Ben Steverman recently spoke to Khalfani about the "bling-bling lifestyle" that leads young ...
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    5 Money Mistakes Smart People Make

    5 Money Mistakes Smart People Make
    Everyone has at least one frugal friend who always crows about how much money he saves by clipping coupons or frequenting discount stores. And while this friend’s behavior/bragging is a great reminder of how you should be more financially savvy — especially when the U.S. economy isn’t in the best shape — he may overlook some simple savings strategies that you’ve ...
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    Laid Off? Six Steps to Manage Your Finances

    Laid Off? Six Steps to Manage Your Finances
    No one is immune from layoffs. Whether you're 22 or 52, odds are that sooner or later you will find yourself, often through no fault of your own, out of work. So it makes sense to plan ahead. Most financial advisers suggest saving the equivalent of six months' salary to tide you over if you lose your job. You will probably ...
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    Filing Taxes Online

    Filing Taxes Online
    Tax season is right around the corner and many families will attempt to file their taxes on paper. However filing taxes on paper is a long and cumbersome process. If an individual taxpayer chooses to file without the help of a certified public accountant (CPA), the process can take hours. And, if mistakes are made the repercussions can take the form ...
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    The ABCs of Managing Money

    Budgeting isn't always easy - but it doesn't have to be impossible. And it's worth it. You'll live with less worry now, and endure less headache later on. Luckily, the Geezeo blog has come up with some basic money management strategies that are as simple as ABC. Follow their guidelines to squash your debt, start saving, and stop wasting money. ...
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    Easy Ways to Reduce Business Costs

    Easy Ways to Reduce Business Costs
    What business owner isn't trying to save money today? While online businesses often don't have the overhead that comes with a big office and lots of staff, we are often hit with lower profit margins that come with online competition and numerous businesses out there competing with our goods and services. We find ways to get creative about getting our message ...
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    Treat Your Boss' Expenses as Your Own

    Treat Your Boss' Expenses as Your Own
    With the economy turned upside down, everyone these days is focusing on expenses. And companies are tightening their belts and cracking the whip where they may not have done previously. My company just instituted its first expense policy guidelines. Up until now, they had always expected that employees would be price-conscientious while dining out or choosing a hotel. Unfortunately, people took ...
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    7 Office Offenders (And How To Regulate)

    "Why can't we all just get along?" One of the biggest causes of office stress is the inability of coworkers to cope with each other's quirks. An employee's relationship with his/her boss and colleagues is a major factor in determining his/her productivity. Unfortunately, the unpredictable mix of personalities, communication styles, and work habits can lead to dysfunction. Face it. People ...
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    10 Things You May Not Know About Your Finances

    10 Things You May Not Know About Your Finances
    1: Medicare doesn't cover nursing home care. Nearly 60% of Americans think Medicare pays for nursing care, and 52% assume that it covers assisted living, according to a 2006 survey by AARP. Not so. Medicare's coverage of long-term care is extremely limited. It'll cover part of the cost of a skilled nursing facility while you recover from an injury or illness. ...
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    3 Tips to Start Building a College Savings Account

    3 Tips to Start Building a College Savings Account
    A new survey by online brokerage TD Ameritrade says college is the top reasons teens save their money. The results were a pleasant surprise to educators who are focusing on getting personal finance taught in schools. The survey indicated 78 percent of teens say they want to share the cost of college with their parents. To start building your college savings, ...
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    Fiscally Unfit

    Fiscally Unfit
    How well are America's workers prepared for financial uncertainties and for the eventuality of retirement? In their own estimation, millions of employees haven't found a secure path to a bright future, whether that future begins in a retirement 40 years from now or at the end of the month, when the bills come due. Those are the disturbing findings of a ...